Rates

Discount Rates for CARD PRESENT accounts (face to face)

Qualified
Card is swiped and card holders information is electronically transmitted to the bank.
1.79%
Per Transaction 0.25
Monthly Account Maintenance
(Covers 24/7 technical support and deposits of merchants funds.)
$9.95
Monthly Minimum Fee
(If your total monthly fees do not equal $25 the bank bills you for the shortage to make up to $25.)
$25

Discount Rates for CARD-NOT-PRESENT accounts (telephone/internet/mail)

Qualified
Card holders account information is key entered (Mail, Phone or Internet orders) with the card holders address (first 5 numbers) and zip code.
* Address Verification
2.96%
Per Transaction 0.25
Monthly Account Maintenance
(Covers 24/7 technical support and deposits of merchants funds.)
$9.95
Monthly Minimum Fee
(If your total monthly fees do not equal $25 the bank bills you for the shortage to make up to $25.)
$25

Address Verification - There is an additional 5 cent charge per transaction for address verification. Transactions which do not meet address verification requirements or where address verification is not attempted will be subject to a 1.49% surcharge.